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How to Correct Financial Mistakes Properly

Financial state is important factor when it comes to property investing. It is essential for you to learn more about financial setting even before stepping into property business. When you have solid financial skills, you will be more ready to run your business in property investment. However, finance is not something simple you can learn in a day or two. It takes time to understand variables in finance that can affect your business both in minor and major state. To be a successful investors, learning something from mistake is the right thing to do. Financial errors are inevitable sometimes but that doesn’t mean you can do nothing at all about them.

Financial errors you can actually avoid and fix

Financial understanding is very useful when it comes to business. Even if you are not into business, understanding how finance works will help you survive. There is no bad thing could happen when you have more financial understanding. It can be one of your weapon if you are going to sue it for property investing. Meanwhile, here are some financial errors in daily basis you can fix before it’s too late:

       Being too dependent on your salary is not a wise decision. You think that when you have your salary increased then you get wealthier. However, salary won’t get you nowhere if you buy more stuffs using your income. Financial success is hard to achieve. When you are too focus on your salary without knowing what to do with it properly, you will suffer from financial loss or you won’t get rich anytime soon. It is recommended to earn passive income when you don’t need to work too hard. You can save your income and make it to valuable investment.

       Avoid investing like a plague is financial error you shouldn’t make. Investing is not a nightmare. It can be your way to reach your success in life. Of course, it is not easy to be a successful investor but at least it opens more door for you to be a wealthy, successful investors. When you can manage your finance, you will know that investing is good idea because it leads you closer to financial freedom.

       To get financial understanding, you need to gain some knowledge. There are many sources where you can gain more information and knowledge about financial setting. However, there is an error people often do regarding to financial state which is seeking advice from wrong people. To make sure you are seeking advice from the right people, make sure to reach finance advisor and experts.

       Another financial error is investing in random property. This can lead to financial loss. The right thing to do to avoid this mistake is to not do it on your own, make sure to ask for advice from the experts. Then, you will know that what you need to buy is investment grade properties. Buying a property is not a simple as you think it is. With the help from experts and advisor, you can make right decision and avoid financial loss.

Best Family Bonding with Bali Family Villas

Bali is not only for friends or lovers. It is also for families who are craved for enjoyable play to stay during their holiday. There are many tourist attraction suitable and designed for kids. Thus, you don’t have to spend your entire holiday with your kids in a spa. Safari, waterpark, legendary show, performances, and many more available in Bali to enjoy to the fullest with your lovely families. As for the accommodation, you can rely on Bali family villas. There are various range of villas you can choose for your holiday in Bali. From the size, price, and location, you can choose your most suitable villa.  

Bali Family Villas

Bali family villas for great holiday

When you are travelling in group, not only the transportation that matter but also accommodation. Travelling with your big families can be a hassle since you need proper place to accommodate all your family member’s needs. Thus, Bali family villas provide everything you need for great holiday experience in Bali such as:

Transparent information

You will receive up to date information about the villa you want to book during your stay in Bali. Started from the location, security, price, service, and standard inclusive, everything will be informed thoroughly. You can even ask more if you want to know more about something. In fact, there is always special discount and you will also receive this type of information. You have benefits in choosing rent arrangement.

Personal style of service

Most of visitors in Bali are families. They bring their kids started from baby to toddlers. However, there won’t be any hassle even if you bring your entire family to spend holiday in Bali. Bali family villa offer personal style service so that you can just state your wish of the rent arrangement and the team will set everything for you. For example, if you need additional high chair for your kids then the team will provide it for you. Or, if you want to be picked up at the airport, the transfer will be going smoothly.

In-house staff at your service

Every villa you book for your holiday in Bali has been provided with in-house staffs. Thus, everything you need will be provided accordingly. There is no need to do grocery shopping or cook you meals since there are staffs who do it. However, make sure to ask information about policies and charges if you ask for additional service outside the standard package which consist of   standard inclusions including complimentary car seats for airport transfer, co-ordination and pool fence installation, complimentary baby cots and high chairs, welcome gifts and use of toys basket, as well as personal advice from parents in the know.

Easy transport for daily venture

Transport service will be provided if you need it to help you transfer from one place to another in Bali. Therefore, you will be transferred in a private car with designated driver to venture around Bali anytime you want. This will make your day in Bali easier and more enjoyable.

Things about Co-ownership in Property Investing You Should Know

Property business is not indeed not for everyone. Sure, people from different disciplines and background can invest in property but not everyone can go success with their investment. There are many challenges along the road which can hold you down from reaching your success.  One of the many challenges today in property investing is the growth in price. Of course, property is not only available in low prices. In fact, the price keep raising every year. You can choose lower priced property but it must be lack of quality as good investment grade.

About co-ownership in property investing

The rapid growth of the price both residential and commercial properties makes it even hard to reach success. It makes it out of reach of single investors. Thus, the idea of co-ownership emerges and is seen as one of the most effective solution regarding to this issue. It gives hope for small property investors who unable to invest in quality properties. Here are things about co-ownership you need to know:

  • One of the biggest question emerging once you heard about co-ownership in property investing must be ‘will it work?’ The most accurate answer is ‘it can’. Just like any other owning type of investment, co-ownership can work even for property investing. However, it can work under certain circumstances which includes trust, priority, and transparency. If you decide to acquire property in co-ownership, you need to find out more about the good and the bad of it.
  • Co-ownership can be a good solution for you to take due to the issue of rapid growth of quality property’s price. It can also work as long as you pay attention to the documentation of the purchase. It is one of the most essentials to show professional and legal co-ownership agreement. Remember that people goals and circumstances can change anytime. However, those documentation don’t. Legal document can be the center and solution in every circumstances involved during co-ownership.
  • It is important to make co-ownership agreement from the beginning. The content of the agreement is not only about how much share you and other investors have but also the exit. Remember that circumstances can change dramatically at any time. There might be a time five or ten years in the future you are struggling with your personal finance. You can discuss about your share with other investors and decide the right solution using the co-ownership agreement.
  • When you decide to be in co-ownership investing, you need to know that every decision cannot be made by yourself. You have other investors who have the right to voice out their opinion. Of course, it also depends on how much share each of you own. What you need to point out is that co-ownership is not for those who have big ego and stubborn personality. It is for those who can compromise and discuss while sharing thoughts with others without easily getting offended when things don’t go as they wish. You need to build your patience more if you decide to do it.

5 Tops Best Seafood Restaurant In Bali, Seminyak Area

Seafood is the main course for island tourism destinations that you should try. Considering that 20-30% of the work of local residents is fishermen, it is automatically the best seafood restaurant in Bali using fresh ingredients. For seafood lovers, it’s easy to characterize the freshness or absence of the avoidance. In fact, not all international restaurants in Bali use fresh seafood. Some may be found in some best seafood restaurant that is undoubtedly popular. Whether want to reduce your budget or increase profits.

If you are looking for an international restaurant, whether it’s seafood or other menus, you should visit the Seminyak area. Recommended best seafood restaurants in Bali, especially the Seminyak area that you might try.

Best Seafood Restaurant In Bali

Sardine, One Of Best Seafood Restaurant In Bali

One of the amazing seafood restaurants with a cozy atmosphere. Sardines that are included in the best international restaurant in Bali attract tourists with a menu variant. One of the most recommended menus is scallops, smoked sardines. mahi-mahi or Barramundi packed with banana leaves, which certainly uses fresh and high-quality ingredients. Menu, service, the staff is perfect, so it’s no wonder Sardine can be called in the ranks of the best seafood restaurant in Bali.

Sea Vu Play, Bali Steak, and Seafood

Looking for the best seafood restaurant in Bali with a unique and comfortable atmosphere, then you must visit the Sea Vu Play. The restaurant with the club concept as well as the bar serves the perfect bbq seafood menu. Fantastic staff services are ready to spoil you. The performers were a hilarious surprise and music can make you sing and sway. The Sea Vu Play concept is to provide the best fun and serving all day for you and your family.

Echo Beach Club

Who does not want to enjoy a romantic dinner with a perfect sunset? Well, you have to go to the Echo beach club. One of the best seafood restaurants in Bali with reasonable prices serves the best menus such as scallop, king prawn, and other bbq menus. Echo beach club does not only serve seafood but also other menus such as Indonesian, International or Fusion. Don’t be late to enjoy the amazing sunset.

Bale Udang Mang Engking

Bale Udang Mang Engking is one of the best with a comfortable feel. Having a rural concept, you will be taken to enjoy seafood dishes above the fish pond. Seafood with Indonesian flavors has attracted foreign tourists. Make a reservation early if you want to visit at lunch. Enjoy a very natural ambiance for dinner looking for a little lake with the wind blows. The ambiance is so calming and super cool.

Seafood House Bali

Drop by the sidewalk on Jalan Kartika Plaza, and you will find the best seafood restaurant in Bali. Seafood menu with a touch of Asian flavor is a must-try. You will find a warm Balinese atmosphere, passing tourists and traditional markets where you can find many unique souvenirs.

Landlord’s Errors in Managing Their Investment Property You Should Learn From

Your property is your asset since it comes from your hard-earned money. With your money invested to a property, comes your responsibility as a landlord. In fact, the responsibility is not easy to fulfill. Most people think that being landlord is only need to wait for the tenants to pay for the rent every month or so. However, being landlord is much more than that. There are responsibilities you should take not only to your asset but also your tenants. It is easy to make some errors for a landlord especially in the beginning. However, the best thing to do is to learn from that to make a better landlord.

Landlord’s Errors in Managing Their Investment Property You Should Learn From

Common errors done by landlord

Errors are often made during the first years of a landlord in managing their asset. It is easy for new landlord to make mistakes here and there. Limited knowledge of investment property management is the main cause of those errors. If you are also new investor as well as new landlord, you can learn more from these errors done by most new landlords:

  • Not paying attention to the upkeep investment property. Most new landlords think that it is not necessary to spend money for minor renovations such as repainting, replacing old air conditioning, or doing kitchen makeover. However, those minor renovations can add the value of property investment significantly. Minor renovations can also increase your rental returns quickly. That’s why it is important to maintain property regularly and professionally.
  • Too focus on satisfying personal desire to the investment property. Being a landlord means you need to try putting on your tenant’s shoes. Many new landlords instead focus more on their personal liking such as applying their favorite colors to their investment property and choose vibrant color. However, it is safer to choose neutral color and décor to your property. Choosing durable and hard wearing finishes are also recommended instead of going for flashy things.
  • Forgetting to set boundaries with tenants. It is important to maintain good relationship between tenants and landlords in business level. However, trying to make relationship than you are supposed to be will only raise another problem. For example, your tenants will think it is fine to pay late than due date just because you are too friendly to them.
  • Too confident to manage investment property alone. In fact, it will be more advantageous to ask for help from professional property manager. They can help you market your rental premises and find potential tenants. They can also help you maintaining your investment property to the max. Thus, it will increase your rental returns. It also means you will be able repay your loan faster.
  • Another error is starting business without a plan. This is big mistake because planning is essential. Buying investment property blindly and rent it out without thorough plan will lead you to fail faster. To help you make the right plan, you can consult the experts. Therefore, you can avoid making wrong decision to your investment property.

 

Finding Out the Best Seminyak Villas to Stay in

There are popular places in Bali you can venture to. Or, you can also choose one of popular location to stay in during your holiday. Seminyak is one of the most favorite places to stay in for international tourists. This is where you can find the best villas, restaurants, bar, and of course beaches. As for accommodation, you can find one of Seminyak villas to stay in during your holiday. Seminyak offers easy access to various hot spots. Thus, you won’t ever get bored staying at Seminyak. About the villas, most of them are clean, luxurious, and well-maintained. Besides, they are also ranged at various prices. You can choose the one based on your budget or personal liking.

Finding Out the Best Seminyak Villas to Stay in

The right Seminyak villas to book for your holiday in Bali

Villas are more preferable when it comes to vacation, especially if you are planning to have long vacation in Bali. Villas are more comfortable and enjoyable to stay in. it offers friendly and private environment for long stay. The rent also lower the longer you choose to stay in. here are tips to find the right villa at Seminyak:

  • Choose location of villas that is safe to stay in. Bali in general is a safe place to visit and stay in for long holiday. However, there are some parts of the areas which are less safe than others. As for Seminyak, recommended places to stay is between Seminyak Square or Jl. Laksamana Oberoi area. Another option is Jalan Petingenget. Thos areas offer easy access within walking distance. It is also easy to get taxi around those area.  
  • Choose Seminyak villas based on the price rent. The price for villa rental is varied from one place to another. However, you can also choose based on your needs. If you need villa in more secluded area, the price can be lower. However, you may spend extra money if you choose villas with high-end facilities located in more strategic places such as in the middle of the city. If you are planning to have luxury vacation, might as well choose private pool villas with in-house service. This will give you best experience during your holiday in Bali.
  • Choose villas to stay in based on the number or people you bring. Seminyak is safe for family retreat. There are many kids-friendly villas you can choose as well. The tourist attraction designed for kids are also many that you don’t have to worry to bore your kids. If you bring your big family along with babies or toddlers, it is recommended to book Bali family villas. They will provide what you need especially for kids.
  • Recommended villas to stay in Seminyak such as Chandra Bali Villas, The Layar, Annora Villa, My Villas, and many more. Make sure to book in advance to know the room’s availability. Bali is an over year holiday destination since the temperature and climate is always perfect anytime. This cause high demand in accommodation. Thus, booking early will help you avoid hassle.

 

Improving Your Property to Suit Winter Better

Winter comes and it is time for you to improve your personal or rental property to suit the season better. There are always improvement needed to fit the season for more comfortable living both for you and your tenants. Cold temperature is not best friend after all. Improving your property with some upgrades will be good idea.

Improving property to suit winter better

The purpose of upgrades is not only to make more comfortable living but also to reduce power bill as well as increase your property’s value. You can make small improvement but still gain benefit. Of course. Upgrades cannot be done carelessly since you need to consider your budget as well.

However, you can choose upgrades that suit your financial situation.

Upgrades needed for your property this winter

Before doing anything, it is highly advised to make your own checklist to find out what kind of upgrade you can do. Your priority is to choose upgrade that will help tackling down the effect of winter such as bursting pipes, icy water, etc.

Those that will cause costly damage to your property needs to be addressed first. Here are things you can do to improve your property this winter:

  • Insulation is important to do especially during winter. By adding insulation, you can also lower utility bills. Besides, the living space will also be more comfortable than before and suit the season better. You may need to replace old windows if necessary. Or, you can also seal some windows and doors with weather-stripping, waterproof sealant or caulk to trap heat. You also need to pay attention to the pipes both interior and exterior. Pipes can burst due to extreme low temperature. It can cause water damage if you don’t pay attention. Pipe insulating is important to prevent from excessive expense caused by such incidents.
  • Another improvement you can do during winter is to install programmable thermostat. This can help preventing from expensive power bill during winter. Choosing programmable thermostat is advantageous because you can set automatically different temperature throughout the day. You can even choose the one that can be controlled by your tablet or phone.
  • You can also make simple upgrade by adding lights to needed areas. There must some areas where they look too dark or cramped. Thus, you can add new lights fixture or just simply change out old bulbs. This upgrade can improve the space. It is also recommended to choose energy efficient lights so that you can lower power bills.
  • One of low cost upgrades is repainting the wall. Repainting can help to freshen up the interior of your property especially when there is no chance for it to be vacant during winter. The people living in the property will feel more comfortable having new look of their home. You can also opt for partial repainting in which you don’t have to repaint all area. You can paint some areas which can make a prominent accent. However, painting during winter can be challenging due to dryness and cold weather. Make sure to open your window during painting.

Why Travelers Will Need the Eco Backpack?

Organizing things or items to bring in a traveling is really important. We will usually determining which ones to be packed and what are should be left at home. You will choose them all by yourself so you know whether or not they are important and useful for you. One of the item that I think we should bring or get during traveling is the eco bag or backpack.

If you are using some of the backpacks for the long distance travel, they may too big for you to take them always to the destinations you are visiting. It has been the common thing for many of us when traveling, we are usually taking items or tools such as camera and lenses, selfie stick, power bank to re-charge your phone, clothes, and many more.

Using the regular backpack is also recommended, especially when the dimension is not too big to just bring some stuffs. But if you are required the lighter one that won’t use big space inside your suitcase, I think you will have to know about the eco-friendly backpack.

It is not only a backpack that is environmental friendly, but can be the traveler-friendly as well since it can be brings anywhere you go.

Even though that not all of the eco backpacks are made out of the thin but strong material, but there are some of them that can be as thin as they needed. Thinner than the regular backpack you may have owned.

Using this kind of backpack is not only to bring your items when visiting or exploring the destinations. But it will also beneficial when you are shopping. As we know, many of the travelers are also bound to shop along the way.

There might be another alternative to the eco backpack which is the tote bag. You can also use that to carry your shops back to the accommodation you have been reserved. But, it has a weakness which can’t be dry quicker when the day in rains. So, it may won’t be an all seasons item for your travel.

Far different with the eco backpacks that many of them can even using it while you are paddling the canoe or on your surfing board.

Using the eco-friendly backpack while paddling on the surfing board

Above all of those, this backpack can also be the eco-friendlier way to carry things around, even your own wastes if there will not be any of the trash can around the tourism spot. Either the tote bag or the eco backpack, both can really be the carry that will reduce the usage of the plastic bags when carrying things.

Using the eco backpack will also makes us at least a bit environmentally responsible about the surrounding while traveling. No matter wherever did you come from! And frankly, it is surely useful for travelers in moving to each destinations or spot without have to get all the things back to the hotel.

Hope the innovation for the eco backpack is getting better, as well as design improvement to be more stylish or fashionable so there will be more people will increasingly interested.

Maximizing Your Upside in Buying Property for Investment

Choosing property as your investment can be a good idea if you know what to buy and what to do with it. Property business for anyone but not all of them can be successful in property investing. There are risks and challenges especially in the beginning. In property investing, there are different types of investors such as analytical, passive, and active investors. Each type has different tendency in running their investment. Being an active investor is better especially if you seek for professional advice from reliable consultant. However, the most important point in property investing is if you are in the market and taking action. Spending too long in analyzing or doing nothing at all won’t give you any benefit.

How to maximize your upside in buying property

Is you have been thinking about property investing, the right time to start taking action is maybe now. Many investors are confused to buy right or buy well. Buying right often focus on the quality for the property and not really influence by the value or price. Meanwhile buying well tend to focus on paying under the market value. So what is the best approach in buying property?

  • It is recommended to buy property that would appeal to owner occupiers. It is likely for owner occupiers to buy similar properties by pushing up local real estate value.
  • You can also choose to buy property below its intrinsic value instead of market value. To do this right, you will need to avoid new and off the plan properties. They tend to come at a more expensive rates.
  • You can buy a property in an area that has a long history of strong capital growth. This type of area will be able to outperform the averages due to the demographics factor. Besides, this area is more desirable for owner occupiers to live in. the lifestyle will be more suitable to their liking. This area also has affordable lifestyle. Thus, they will be willing to pay even at a premium price.
  • You may also consider buying a property with a high land to asset ratio. You don’t’ have to buy a property with a lot of land. However, you need to remember that land is also valuable asset to keep invest in.
  • If you find a property with unique points then you might as well buy it. When a property has something that other properties don’t, the value can be increased. It is not easy to find a special property with affordable price. However, it is recommended not to skip the opportunity if you come across with this type of property when looking around.
  • It is recommended to buy a property where you can manufacture capital growth through many ways such as renovation, redevelopment, refurbishment, etc. it is better than just to rely on the market to deliver capital growth. If you can get a property which can help you gain capital growth actively then you shouldn’t miss the chance.

What You Need to Know When Staying at Canggu Villas

Canggu villas for rent! There are many best deals for villas available at good prices for your vacation. If you want to take a vacation and enjoy a calm atmosphere in a quiet environment, then Canggu is the right place. If it’s not jammed, you can reach Canggu from International Airport in 40 minutes. Canggu still reveals the true nature of Bali with its verdant rice fields. Visiting Canggu means that you can also play in the Seminyak area. Canggu villas are in great demand by foreign tourists, especially Australians. No wonder there are many international schools and clubs that stand to facilitate expat in the Canggu area.

Canggu Villas

Canggu Villas, A Royal Accommodation For A Great Vacation

If Seminyak is popular with its nightlife, then Canggu is better known for its many luxury accommodations such as resorts, or luxury villas. Canggu villas offer a variety of different views. Many of Canggu luxury villa Canggu Bali is traditional Balinese style with beautiful views of the beach, rice fields or gardens. The swimming pool facilities are definitely part of rented villas in Canggu. Although Canggu villas are equipped with traditional facilities but do not throw away the traditional Balinese side. This is what makes many foreign tourists and expats choose the Canggu area as their place of residence.

Many more advantages of the Canggu area that has attracted tourists. Canggu is a paradise for surfers, both beginners, and professionals. Many spots are perfect for everyone who wants to learn surfing. Great and spectacular waves on some beaches can spur adrenaline surfers. Deciding to stay at Canggu villas is right because Canggu is always the No. 1 destination for expats, surfers, and sunbathers.

There are many other advantages if you rent Canggu villas. It’s not difficult for you to find delicious food in Canggu. A lot of available restaurant with fresh seafood around Canggu Beachfront area. Canggu area cafes are the best for you to watch the sunset. It’s just that, make sure you arrive early to get the best table to enjoy the sunset. No need to walk far from Canggu villas to enjoy many of the best offerings.

If your holiday destination is a relaxing and calm holiday, then Canggu is the perfect area. Enjoying a holiday at Canggu villa with modern, complete and best facilities and a traditional rural atmosphere will make your holiday even greater. In the end, everyone knows that deciding to rent Canggu villas is the right and best decision to spoil yourself.