Author Archive: Noelle Day

Find Out Common Issues Challenging Property Investors

Property investment is promising but to also has some issues needs to be dealt with especially by the investors. If you want to be successful, you need to know at least common issues challenging property investors while they are involved in property investment. Buying a property sounds easy to do. Leasing out property sounds promising. Selling property sounds profiting. However, the focus should also land on the challenges that every investor, like it or not, need to face. By dealing with the issues that potentially hold back the move, investor will be able to build their investment properly. Thus, the profit or any advantages they expected from the start will soon become real.

Regardless of property type you are investing in, being aware of the common issues involved is necessary. It will help you to be more aware of the plan you need to take to tackle all the issue and build your business. Here are common problems or issues that might challenges every property investor:

  • One of the most common problems face by investors, especially the inexperienced one is low property appraisals. It is easy to get stuck with property in area with low appraisals. This is because the opportunities are slimmer for inexperienced investors. One of the common factors causing this problem is socioeconomic aspect. Thus, you will need to be able to identify more suitable property in the location with high appraisals even if the opportunity is slim.
  • Interest rate is also one of the biggest challenges that the investor will face if they choose a loan to fund their investment such as when they are going to purchase a property. The procedure is quite maddening especially when you are after commercial property investment. Your credit score is required to be higher with more collateral. It is also highly possible for the bank to charge investor with premium interest rates. Purchasing rental property with a loan will be different than regular residential mortgage.
  • Next common issues challenging property investors is maintenance. It sounds simple yet complicated at the same time. One thing that cannot be avoided when it comes to maintenance is natural element of Mother Nature. Besides, every investor or landlord face different type of tenants which can also results in different maintenance challenges. The solution is either to hire property management company or make your own maintenance plan including financial expense.
  • Transaction and negotiation can also be a challenge for property investors. Those require good social skills so the process will result in satisfying deal. However, negotiation skill can be built by times. The more experience gained, the more skills gained as well.

Other common issues challenging property investors are time consuming process. Like it or not, building property business is time consuming. The time to establish the business can take years even. There are many processes that the investors need to do such as analyzing market, managing financial matter, and many more. Those require patience which not every investor possesses.

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Top Bali Bar To Complete Your Perfect Holiday

Sipping drinks while watching the sunset is an important experience in Bali. Night in Bali is never ending. Bars and clubs along the beach look colorful. Music from local and international Dj continues to call everyone to join. A bottle of Bintang and professional bartender-made drinks are ready to spoil your thirst.

Bali Bar

From 16 pm to sunset a row of Bali bar is ready to serve you. At dusk, international DJ attractions began to heat up the atmosphere. In Bali, you can see the moon peeking when the sun is still active. Enjoying the beach is common in beach tourism destinations. But enjoy the best sunset while sipping just the perfect Balinese.

If you are in Bali, then you must feel the spectacular nightlife of Bali that has no death. Some of the best outdoor Bali bar recommendations for nightlife lovers.

Pretty Poison

This Bali bar is open from 16.00 and closes until late at night. This bar offers an atmosphere and experience for visitors. You will not sit on a luxurious and soft sofa. The can chair is available to enjoy the skating show that spurs the audience’s adrenaline. The Dj playing music adds excitement and a heated atmosphere. This is the bar that you must visit while in Bali.

Cocoon Beach Bali

This Bali Beach bar offers an unforgettable experience. They provide a comfortable and relaxing place. If they hold a special event, Dj music will tear and make visitors dance. If you want to enjoy peace, you can come in the morning or evening. Don’t expect to enjoy the calm atmosphere at dusk. When night falls, only music, drinks, and the heat of the dance speak.

Akademi Bar

This hidden Bali bar is indeed rather difficult to find. But this is one of the best-selling bars for visitors who want to enjoy cocktails. The innovation of a thick cocktail with Bali is the innovation of the bartender. The cozy and relaxed atmosphere you can enjoy. There is a lot of uniqueness from the Academy that you can see something quirky at the Academy.

Sea Vu Play

When in the bar, generally, you are served by a waitress with normal clothes, it will be different from Sea Vu Play. At Sea Vu Plau Bali bar, you will smile at the staff with pirate costumes. They will serve you like a pirate ship crew. You can also enjoy a quiet morning, afternoon, evening while enjoying their special menu. When night falls, you will witness the lively atmosphere of the bar and start your adrenaline rush to dance at one of best bars Seminyak. 

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When is the most ideal time to sell your property?

When it comes to property business, gaining the best profit is your main aim. Renting or selling your property is the time when you have chance to earn your profit. However, many people wonder if there is ideal time to sell property. People say everything will come in time. In business, time is like an asset. Knowing the best time to take an action will be very advantageous. This is also the case when it comes to property selling and buying. There is always certain period when people flooded auction to buy a house and one time when there is no single buyer coming to see around. So there must be a certain season or period when selling property is the most promising to do.

How to know the most ideal time to sell your property?

It is true that there is certain period or season when selling properties is more promising than other times. However, it is also followed by knowing that it depends on certain types of property. For example, property type A will be best sold in the beginning of the year. However, it does not mean property type B will make the same chance. Thus, you may need to know first about the general rules of this.

  • If you have family home as your property you should avoid holiday to sell it. It is the best to sell family home when families are around the area to inspect. Holiday is the time when most family spends their time overseas or out of town to have a family trip. Thus, the chance to sell your family home is lower by the time. The most ideal time to sell family home for example is when the middle of the school term comes.
  • If your property is located near the beach or beachside, the most ideal time to sell property is during summer. Holiday home is best to sell during holidays. Lots of potential buyers have their time to inspect the property and the chance of them getting interested in your property is higher during summer or holiday. People tend to flock the beach or tourism spot during summer anyway.
  • There is also the type of property with a north facing either homes or apartments. This type of property is said to be best-selling in the middle of the year. During this time, the sun tends to sit lower. Somehow, the angle makes the home have better lighting. Choose cooler months if you want to sell your north-facing properties.
  • Next is the type of property which has garden. The most ideal time to sell property with a garden is during autumn or spring. During those two seasons, the garden will look at its best. The flowers and other plants will look lively and beautiful. This can make your garden as the key selling point to the buyer, which is beneficial for you. Different from winter where the soil will look dry and the grass look unattractive.
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Reason Why Bean Bag Gives An Ultimate Relaxation?

When you see the world, there are many changes. Changes towards a better and more modern direction. Changes that occur can be seen as slow or fast but not inevitable. Because of this change, everything went well and smoothly. One of the changes that keep happening is furniture. If we look at old furniture, art is very important. At first glance, we will know that it is old furniture.

Bean Bag

New Innovation For Comfort and Relaxation

The furniture material used also experienced development and change. A beanbag is one of the furniture that is developed to provide comfort. They are made based on the daily needs of everyone. The more days, the level of busyness and stress a person higher. For that, it takes furniture that provides an ultimate relaxation.

A beanbag is designed and made so attractive for comfort and utility. High mobility makes a person need more rest. Made with PVC and beans, the bean bag will be very soft, does not cause discomfort or injury. Couch beanbags are very popular on the market. They are not only as furniture but also as beautiful decorations.

This modern type of chair is available in various sizes, types, and colors. Their size is very suitable place in any room in your house. Another plus, they are easy to move and are lightweight. No extra power required to move them outdoors. Taking a break with a bean bag can help relax muscle tension. This is also one reason why bean bag chairs are highly recommended by bone doctors for daily use.

They are made to facilitate your life. With the zip system, you can easily open and wash it so that it looks always new. It takes only a little care to keep clean and not waste a lot of time. If you feel uncomfortable, check the bean bag stuffing immediately. You can add beans or replace it with a new one. Your bean bag will be comfortable to use again.

Manufacturers continue to develop. At present, they are resistant to water and fire. You don’t need to worry if you put them outdoors for a long time. Every change in bean bag provides more comfort for its users. You can entertain guests using proudly. They will feel comfortable while visiting and praise your intelligence to choose the best furniture at home. Consider using a luxury bean bag in your home, outdoor or indoor. They are comfortable and best furniture for your home and affordable.

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The importance of Property Insurance for Your Real estate Business

Insurance is something that has become more and more familiar. There are many things you can insure include your property. As owner, you must realize that your property is your asset which is valuable and need something to protect its value from going down due to unexpected incidents. Thus, property insurance has become an important part of property business these days. It is important for property owner to feel safe for their properties so they can own, rent, or sell the properties in the future without so much hassle.

Benefits of having property insurance

Not everyone believes in the benefit of insurance. However, the choice is yours. There is no obligation that you should insure your property. However, there are possible risks to happen in the future which you can’t calculate and the damage can possible be covered by insurance. It is important for you to think about it before deciding whether or not you need insurance for your property. Here is information of the role of property insurance:

  • Natural phenomena are something unpredictable. Once it happens, you can’t avoid them. Hurricanes, tornados, flood, earthquakes are examples of natural phenomena which may happen anytime without warning. Those natural phenomena may result in horrible state to your property. If the damage not cause to expensive budget you may have no worry. However, it is different case when the damage requires expensive fixing. Thus, you will be thankful if you have insurance to cover the expense of fixing your property.
  • There is possibility that the tenant or your property get into accidents during their renting period. There is none to suffer from the consequences but you, as the owner. If you benefit from your property insurance, you can avoid financial cost to cover the hospital bills of the victim’s. This type of incident can be prevented but not entirely. You will never know when such hazard comes.

Choosing the right property insurance

  • Before deciding to buy property insurance, you need to inform yourself about all the benefits and aspects. Thus, you will know what type of insurance you are going to buy. Make sure that the insurance you choose cover everything you need. Each property insurance type offer different coverage so you need to choose wise. Make sure that you get information in details so that you know exactly what you need.
  • It is also essential to choose professional and trusted property insurance company. The professional one will inform you everything you need without hiding anything. They will help you find the most suitable insurance to make sure that your property has the best coverage. You can find the best company by asking from your friend’s recommendation or search yourself online.
  • You also need to know that each coverage cost differently. The method of payment is also varied. Thus, choose the type of coverage you can afford and pick payment method that you are comfortable with. Plan your finance so property insurance won’t ruin your financial management.
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Top Bali Markets For More Better Experience

What should not you miss while on vacation? Visiting the sights? That is for sure! Especially? Enjoy the experience of visiting traditional markets and buy something unique. This is something you should not miss when visiting Bali. Shopping is an exciting experience. Moreover, Bali is popular with unique items. Bali markets, a place of international branded goods, in addition to locally made no less interesting.

Bali markets are the best place to find various souvenirs. There are many places you can visit. Most guides will probably direct tourists to you to the typical Balinese shirts and shirts. You need to know that the Bali market is wider than expected. You can find a place where filled with unique items, cool, trendy to turn your shopping spirit.

Sea Vu Play Sunday Market – Sailor Sundays

Weekends are fun. If you are tired of visiting traditional markets, then you have to visit Bali this different market. Music, fun activities, and a variety of foods you can enjoy here. You can visit Sea Vu Play! Bali markets are held every Sunday from 2 pm – 8 pm. You can explore Bali markets, and find stalls selling silver jewelry, menswear, or women’s clothing. Want to read the fate? You can try it by visiting the Sea Vu Play Sunday Bali market

Rattan Bags – Kumbasari Market

Make you a lover of bags. You will be fascinated by dozens of unique wicker bag designs. The kumbasari market is the best and much visited by locals with affordable prices. Kumbasari Bali markets is a bag-lovers paradise – rattan, bamboo, pom poms, baskets and round ones – bags come in various shapes and colors. You can also find unique home decor and home furnishings.

Shopping Street

The streets and shopping are close to the most popular resort areas and cultural destination areas such as Kuta, Legian, Sanur, or Ubud. The shopping street is the most traveled by tourists. There are many rows of kiosks selling locally made Balinese goods. At nightfall, you can take a stroll along the shopping area with a crowd of sellers offering the goods.

Art Bali Market – Ubud

The uniqueness of the traditional art market in Bali is different from other countries and other regions in Indonesia. No wonder if many local and foreign tourists who like art Bali local markets Ubud. The best time to visit Ubud art market is in the morning. In the morning, bargaining opportunities are easier, and you can get quality goods at low prices. Balinese art opening hours are 4 am-6pm.

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What You Need to Know About Property Development

Property business is widely ranged into different branches and categories. One of them is property development all is also called real estate development. This is business process involving necessary activities such as renovation, re-lease the existing buildings, or buy raw land in order to sell it to gain more profit later on. In these activities, the one who is responsible is called as property developer. They can work in person or in team. If the business grows well, there is possibility to start building real property development company.

However, it is also common for people to mistaken property development as construction because it’s not the main idea of this term. Property developers do the process of construction but it is not the main activity and only part of various processes within. You must be curious of why choose this path of career in property business. Well, here are some reasons on why this business is promising:

  • The main goal of this business is to get money. However, this business is also a way for you to save money. Since your project could cost 20% below the market and the profit is promising.
  • You will get better return for the rental and this is good news because then you will be able to to pay the mortgage.
  • This is a better choice if you aim for easier finance since it provides better leverage.
  • The tax benefit of this business is great especially from new property.

What to do in property development?

If you have decided that this business is promising to get you better future, then you need to figure out next actions to take. Here are some tips for your easier starter:

  • You will need to talk and ask for help from important people. You can call as team member. Those are real estate broker, finance planner, lawyers, accountants, architects, engineer, building contractors, marketing planner, project manager, and construction manager. Those are absolute members you will need to run this business.
  • Make a clear finance limit so you know exactly how much you can afford to invest in development project. You need also find a way to get your finance. You may need to contact banks or lenders.
  • Next step is to find ideal property. To get this right, location is always the first priority. The better the location, the greater the profit you could get. You need to set your target as well. For example, you set family as your target so you will consider building more bedrooms to accommodate their needs.
  • The next step is the most challenging because you will get to the real action started from purchasing the property to completion of the development process. This requires many steps but if you do them right then you won’t face any hassle.

The next step of doing property development is to decide your completed development property either to sell it to get higher profit or hold it on as your investment.

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3 Things To Prepare Before Bali Scuba Diving Courses

Living on a beautiful and tropical island is the dream of many people. Being able to enjoy the sunrise and sunset is the best moment. Vacationing on the island of Bali as the best tourist destination provides many advantages. Getting underwater is an extreme experience that can open your eyes. Opening your eyes to see a world you’ve never seen before. Diving may seem very easy. There are many preparations to follow Bali scuba diving courses.

Do It Properly

Diving is not the same as swimming. Diving does not just go into the sea. Underwater environmental conditions differ from swimming pool or mainland. When deciding to dive, you must pocket a diving certificate. This is the identity card that you deserve to dive. The higher your flying hours, the higher the certificate level the more beautiful the waters you can explore.

What Happens With The Human Body When Diving?

While in the air, the warmth of a person’s body will decrease 20 times faster than when you are in the mainland. Without proper practice, you can experience hypothermia. Barotrauma is another disease that can be caused by diving. That is middle ear injury due to increased underwater pressure. Adaptation of the ear to high-pressure conditions can be done with equalizing or equilibrium.

When diving, a person may experience nitrogen narcosis. This happens because there is excess nitrogen in the body that causes a person to lose consciousness. In certain cases, narcotic nitrogen can lead to coma. This may happen to someone when diving with a depth of 10 meters.

What To Do Before Do Scuba Diving?

Waterskill

Bali scuba diving courses are your primary requirement for diving. Waterskill can be obtained when you are doing scuba diving training. If the basics of diving can be mastered, then you will master the dive field with ease. Waterskill base in Bali scuba diving courses is a 10 minutes training float. Swimming without a 200-meter tool should also be done as a training requirement.

Healthy Requirements

You should do a checkup stating that you meet the health requirements. Health history overall, chest X-ray, electrocardiogram (EKG), lung function, audiogram, visual acuity, complete blood test, urine test, and several other tests. You must complete the questionnaire before following the scuba diving courses at the dive center where you registered. Do not force dives if you have coronary heart disease and asthma.

Lean Your Dive Tools

Before a real dive, you must learn to know the dive equipment. For example, understand how the hose of scuba tube to breathe under the sea. The introduction of dive equipment is the key to your success or failure. Ask for details about the function and use of appropriate dive equipment.

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What You Need to Know When Working With Real Estate Agent

For those who have no relation or experience to property business may have difficulties understanding some procedure of buying or selling properties. Thus, it is helpful to understand more about working with real estate agent. There lots of occasion when agent are offended by their clients because the cross the line. However, it is also understandable because not everyone is aware of real estate etiquette.

If you are going to hire real estate agent, it is better for you to know how to work with them so your business will go smoothly without clash or misunderstanding.

  • Real estate agent work independently which means they do not work for public service. Don’t expect them to work for free. They usually work on commission. When they close the deal, they get paid.
  • Real estate agents usually work for more than one client so they tend to be busy. Thus, make sure that you make appointment to be valuable and worth the time. Respect their schedule and don’t be rude by cancelling the appointment or reschedule it on your own. Inform them if you’re going to come late or cancel beforehand.
  • It is important to choose the right agent and not the best one. It is necessary to have interview session if you choose to working with real estate agent. Make sure to choose agent who is capable in their job as well as comfortable to work with.
  • Understand that agent has their own specialties. There are agents who work specifically for the seller and called as listing agent. If you are going to sell your properties, hire listing agent. If you are buying property, hire buying agent. There is also dual agent but most people choose to hire agent for specific task either to help selling or buying property because the possibility of conflicting interest is higher for hiring dual agent.
  • If you hire real estate agent to buy property like house, it is better to ask for their escort when it comes to attending open house. It is highly recommended that you let your agent do the job of asking important questions to the seller or their representative. You agent know what to ask and not to ask so you will be on the benefited side.
  • Make sure that you understand the contract before you sign it. Ask your agent about everything you need to know such as contract releasing rules, etc. By signing a contract with your agent, you both have your goals to be respected.
  • It is recommended to ask for agency disclosure if you are a buyer. Then, always inform your agent about everything you need or how you want them to communicate with you. Don’t hesitate to express your displeasure if you experience it.
  • Make sure that you hire real estate agent because you are ready. For example, don’t hire and sign up a contract with real estate agent if you are not ready to buy or sell property. That’s how working with real estate agent supposed to be.  
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5 Advantages Bean Bag Chairs

The outdated traditional sofa may look antique to some people. You will not go back to using the 70s furniture. Maybe your home looks antique but you do not know how long the furniture will last.

But most people always replace the furniture in a certain period of time. There are various reasons people replace furniture. Damage is the reason most people replace furniture. Bean bag chairs are one of the timeless furniture.

Beanbag chairs were very popular in the 70s. You will find this is the right furniture for your home and a nice choice. This type of furniture is quite cheap, great and bring various benefits. Currently, the market is flooded with furniture and decoration to add life to the living room. Bean bag chairs are very popular in the market these days. This furniture is the perfect setting where you can get comfort and relaxation.

Get Healthy And Relax Everyday

If you experience stress at work, then home is the most comfortable place. Sit back relax can relax the muscles and eliminate fatigue. What if the furniture also does not provide comfort? These chairs are also perfectly used daily to improve the posture of the spine.

Safety and Trendy

A beanbag is designed and manufactured for the convenience of its users. In its development, the Seats were developed for comfort and safe use. Currently, they are made more quality with double stitching. With higher standards, then they are safe to use for all ages.

Perfect Decor For Home Or Office

Bean bag chairs are perfect for decoration. They look simple and luxurious. There are many choices of sizes, colors, and shapes to enable them to fit home or office décor. You do not need to spend a lot of money to buy it. Save hundreds of dollars and have a stylish and trendy space.

Portable

Imagine moving a traditional heavy sofa. You need a lot of help to move it. This type of chair is light so easy to move. You can move and take it anywhere. That is, you will feel comfortable wherever bean bag chairs move.

Perfect For Autism

he most important benefit of beanbag is as an autism therapy when at home. Bean bag chairs are able to follow their body shape while sitting. They can also be used as load therapy to train their arms and legs. Some children with sensory problems need the means to crash themselves hard and often. Bean bag chairs are the right furniture and safe for children with autism.

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